Mr Leon Perera asked the Minister for Health whether the Government will consider working with insurers to develop Integrated Shield Plans (IPs) that cover home nursing care and types of outpatient services currently not provided for by IPs in the market, such as rehabilitative services.
Mr Ong Ye Kung: Integrated Shield Plans (IPs) are private health insurance products on top of MediShield Life. They generally cover large hospital bills and selected costly outpatient treatments, such as kidney dialysis, chemotherapy, long-term parenteral nutrition, and pre- and post-hospitalisation treatments such as consultations, medication, tests, and some rehabilitative services.
As for nursing and rehabilitation care, ElderShield or CareShield Life are the national insurance schemes that cover long-term care needs of those who are severely disabled. For those who wish to have additional long-term care coverage, there are existing Supplements to ElderShield or CareShield Life provided by private insurers, and which provide additional monthly cash payouts. Like IPs, these Supplements are also payable by MediSave up to the annual withdrawal limits.
Ministry of Health
2 August 2022